Applicant 1 Applicant 2 Applicant 3 Total Monthly Salary Commission Housing Subsidy Overtime Car/Travel Allowance Other Maintenance/Alimony Dividend Income/Investment Rental Income Total Gross  Income 0 0 0 0 Deductions Medical Aid PAYE Contribution/Tax/Site UIF Pension Other Nett Income 0 0 0 0 Expenses New Property/Rental Existing Property: Bond Repayment (1) (2) (3) Vehicle Instalment (1) (2) (3) Cellphone Clothing (Cash/Retail Accounts eg. Edgars) Credit Card Minimum Payment Domestic Wages Education (Fees/Books/Accommodation) Electricity & Water Entertainment (Incl. Mnet/DSTV/etc.) Food/Groceries/Liquor/Cigarettes Fuel/Vehicle Maintenance/Transport Cost Insurance (Short Term/Life) Levy/Rates & Taxes Maintenance/Alimony Medical Cost (eg. Pharmacy) Other Loan Instalments Repair and Maintenance Household Security (eg. Armed Response) Telkom Vehicle Security (eg. Netstar) Other Total Expenses 0 0 0 0 Nett Disposable Income (NDI) 0 0 0 0

RTI = Ratio to Gross Income NDI = Nett Disposable Income Monthly Repayments & RTI% Purchase Price Deposit Loan Amount 0 Interest Rate (%) Period (Months) Monthly Repayment 0 RTI% 0 NDI % 0 Bond amount available based on 75% of NDI Interest Rate Period (Months) Loan Amount 0 DISCLAIMER While every effort has been made to ensure the accuracy of all calculators, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as result of material in this programme is accepted by Multinet Mortgages.